The following incident is presented here to highlight the shortcomings not only with the world’s largest online payment system, but also with the police and the general malaise that is all too common in this world we live in. The names of the people and businesses mentioned in this article have been changed to protect their privacy, but this really happened.
BEWARE: If you are looking for ACH payment processing services in the US, and are considering using the services of Phoenix, AZ based Check Gateway, watch this video, and then make your decision. In my personal experience, this company is downright dishonest and you should avoid all dealings with them.
If you are an online seller, beware. The US eCheck system is wrought with fraud, and as a ten year merchant veteran in the world of online payments, my strong advice to online sellers is to blanket reject all eCheck payments that originate in the US, to save yourself a lot of grief and irritation.